THE BEST

Original Medicare — Part A hospital insurance and Part B medical insurance — offers broad coverage at a relatively low cost, but there...

A recent survey found that 35% of U.S. households would face financial adversity within one month if a primary wage earner died. This...

Parents with young children might worry about whether they have enough life insurance to take care of their family’s financial needs if...

If you are concerned about the high costs of long-term care but don’t want to purchase traditional long-term care (LTC) insurance, you...

Medicare is the federal health insurance program for persons age 65 and older as well as certain disabled individuals. In 1965, Medicare...

In general, Americans are not sufficiently prepared to pay for long-term care. Many of them go through their lives simply hoping that...

How do you compare life insurance companies? What features do you examine? What criteria do you use? How do you know what to look for?...

Selecting health insurance is often one of the most important decisions you will make. Health maintenance organizations (HMOs) and...

In this litigious society, no one is immune from potential lawsuits. Anyone with significant assets might need protection from the...

Rising health-care costs have driven the demand for, and the price of, medical insurance sky-high. The availability of group coverage...

Although most of us are aware of the need for health insurance coverage when determining our risk management needs, many of us fail to...

Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters...

Long ago, people realized that there is strength in numbers. For hundreds of years, we have been joining forces against all kinds of...

Understanding the threat of estate taxes on your life insurance proceeds is the first step in protecting these funds from unnecessary...

When it is time to make an insurance claim, the more prepared you are, the more smoothly it will go. Be familiar not only with your...

There are four main types of auto insurance are available: liability, uninsured or underinsured motorist, collision and comprehensive,...

The insurance industry has introduced different types of insurance to meet consumer needs. For example, universal life insurance was...

Universal life insurance was developed in the late 1970s to overcome some of the disadvantages associated with term and whole life...

Most people are familiar with whole life insurance. For many years, whole life policies were the predominant type of life insurance sold...

Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period...